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Mortgage broker

Helping you find a short-term mortgage

Do you have clients who are having trouble getting their mortgage application accepted by financial institutions?

Find out more about how SécurFinance’s short-term mortgage solutions are adapted to fit an alternative loan profile. You can help your clients find a mortgage not exceeding 75% of a property’s market value.

A client’s debt ratio or credit rating only has a minor impact on our evaluation of an application. In addition, several properties can be used as a collateral guarantee. Monthly payments may be capitalized over the entire term.

Mortgage brokers get multiple benefits from working with SécurFinance:

  • Rapidity;
  • Efficiency;
  • Flexible solutions;
  • 48 hour process of approval for financing requests;
  • The planning of outcoming strategies are taken in count the moment they are submitted;
  • The broker will then have the possibility to forward his client’s demands towards financial institutions.
loan request

To find out more about SécurFinance products, contact our business development team today.

Types of loans

  • First mortgage;
  • Second mortage (case-by-case);
  • Bridge loans;
  • Home equity loans;
  • Renovation and construction loans;
  • Vendor financing (balance of sale);
  • Debt consolidation (legal hypothecs, 60-day notices, etc.).

Our clients

We provide personalized solutions that are perfectly tailored to various loan profiles:

  • Small business owners;
  • Entrepreneurs;
  • Self-employed workers;
  • Employees;
  • Borrowers with limited credit history;
  • Borrowers with equity in a property that traditional lenders consider to have insufficient revenue;
  • Borrowers with credit problems.

Types of projects

Residential properties:

  • Single-family homes;
  • Co-ownerships;
  • Plex (1 to 5 units);
  • Multiplex (6 units and over);
  • Lots with or without services.

Commercial and industrial buildings.

Required documents

To help us process your client’s loan application quickly, please supply the following documents:

  • Correctly filled-out loan application;
  • Personal balance sheet;
  • Last federal and provincial notice of assessment;
  • Municipal and school tax statements;
  • Purchase offer, if applicable;
  • Certificate of localisation from within the last 5 years;
  • Financial statements of companies, if applicable;
  • Consent to collect and disclose information;
  • Any other documents deemed pertinent to the purpose of the loan.